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Making Finance Easy

Invoice Factoring

What is Invoice Factoring?

We take over your sales ledger and pay you up to 90% of the value of your outstanding invoices. Then you can sit back while we chase and collect the payments for you – this can often provide added value in removing or reducing your credit control cost. Once the invoices are paid, you receive the balance owed to you. All you have to do is get on with running your business.

Why Henry Howard Cashflow Finance?

We know that life can be hard for SMEs so we’re here to save you time and keep your cash flowing. Your dedicated client manager will ensure you get the service you need from day one, taking control of your sales ledger so you can concentrate on building your business. But that doesn’t mean you’re not in control – there’s full transparency and you can access your account details at any time through our online dashboard. And if you don’t want your customers to know we’re involved, our white label service will ensure anonymity throughout the entire process.

  • Fast – up to 90% of the invoice value in your bank within 24 hours
  • Personal – dedicated support from your own client manager
  • Confidential – choose our white label service for complete confidentiality
  • Intelligent – unrivalled industry knowledge and experience
  • Transparent – stay in control of your accounts with our online dashboard
  • Efficient – spend more time running your business instead of chasing payments


What our clients say

“The funding from Henry Howard Cashflow was agreed quickly on flexible terms,” the new owner said.

“Their client managers provide much more than simply the invoice finance, they provide advice on finance, business consulting, contacts in finance and collections. They’ve been a huge help.”

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“Henry Howard Cashflow has been a fantastic support. They have been personable and friendly throughout.

“Setting up the account was really straightforward and quick. I can always call and speak to my client manager about any concerns or to get advice.

“I don’t have to deal with some big office, speaking to people who don’t know me.

“Having the money paid upfront has taken the pressure off so I don’t have to spend half my time chasing invoices and can get back to what I am best at, which is recruitment.”

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“Henry Howard Cashflow were just a breath of fresh air. They are really hands on and actually wanted to understand our business. It wasn’t like the usual experience in finance of dealing with men in grey suits.

“Henry Howard Finance came to see me, listened to our story, took it in and very quickly went to see our major customer, then came back and said, ‘Right, let’s get on with it.’ Since then every time we have asked for support they have provided it.

“Jackie Moody, our client manager, is brilliant. She is always available to offer advice or answer any queries we may have.

“We are now forecast to treble in size this year. We would never have been in this position without the support of Henry Howard Cashflow.”

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Find out more about invoice finance. Call us today on 01633 439 600

Or submit an enquiry and we'll contact you